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Terms and conditions

Date: February 2015

This is the website of Capellenis | 4 Rue de Steinfort 8
8476 Habscht, Luxembourg
By visiting, you accept the terms and conditions below:


§ 1
We conduct all possible forms of financing, with the guarantee to organize a credit agreement in accordance with our credit code. The Finanzierungsweg and credit decision on the basis of which we offer loans exclusively within the bank selected by the brokerage. These conditions are exemplary, but may change depending on the portion of credit and maturity of the customer. You can be contacted through telephone verification

§ 2
You can revoke your contract within two weeks without giving reasons in writing (letter, fax, e-mail). The period begins upon receipt of this notification in writing. The revocation period is sufficient to send the revocation. Your right expires prematurely if the contract by both parties at your explicit request is completely filled before you have exercised your right of withdrawal. A withdrawal can be made ​​at any time by mail to

§ 3
The content of this site is protected by copyright. All rights, including translation, reprinting and duplication of the content or parts thereof, are reserved. The content of this site may be reproduced without written permission of Capellenis in any form (photocopy, microfilm or any other method), also not for educational purposes, reproduced or processed using electronic systems, copied or distributed . An exception is - assuming there will be no changes in the content of the site - use of the content for personal and non-commercial. This permission ends if an obstacle is observed against the aforementioned conditions.

§ 4
For statistical purposes, Capellenis automatically collects during your visit to some data:
- Your IP address: an IP address is assigned to your computer by your Internet service provider so you can access the Internet, the IP identifier changes with each connection and does not allow for automatic identification
- The date and time of your visit to the Site and the pages you visited
Users are informed that Capellenis may be required to allow other companies, called third-party ad servers or ad networks, to display advertisements detailing the services presented on their web pages. Some of these companies may place cookies and action tags (also known as "single pixel gif") on the computer of the user in order to measure the effectiveness of advertising. Thus, ad networks may compile information on pages where the user or other computer users have seen the ads detailing services Capellenis sites and determine those on which the user or other users of the computer clicked. All information collected by these third parties via cookies and action tags is completely anonymous. The user has the option to accept or refuse cookies and action tags. Most Web browsers automatically accept cookies, but the user may be that it can not fully benefit of interactivity functions and services of the sites of the company, which does not make use of persistent cookies and reside on your hard drive. The information collected is in the form of session information, generated during the visit and automatically destroyed at the end of visit or after 30 minutes of inactivity on your part.

§ 5
If you do not want the broker storage of personal data about you for the future activities of the company that right may be revoked at any time without affecting the loan agreement with Capellenis via email to

4 Rue de Steinfort 8
8476 Habscht, Luxembourg